Business Accounts

Small Business Checking

  • Open with $200.00
  • No monthly service charge for daily balance of $2,500.00 or more
  • Under $2,500.00 daily balance the service charge will be $10.00 per statement cycle
  • Limited to 40 withdrawals per statement cycle—no charge
  • $.20 fee charged per withdrawal over maximum each statement cycle
  • Limited to 100 items per statement cycle deposited—no charge
  • $.10 fee charged per item deposited over maximum each statement cycle

Basic Business Checking The basic business checking account is on analysis. Servicing costs will be offset by an earnings credit based on the average investable balance for the month times the 90 day T-Bill Rate. If servicing costs exceed the earnings credit, the difference is charged to the account as a service charge. If the earnings credit exceeds the servicing costs, no service charge will be assessed.

Analysis Fees

  • $200.00 required to open
  • Monthly service charge…$10.00 per month
  • Debits posted…$.15 per item
  • Credits posted…No charge
  • Deposited items (non-encoded)…$.07 per item
  • Rolled coin…$.07 per roll
  • Strapped currency…$.30 per strap
  • Charge back fee…$5.00 per item
  • Deposit correction…$3.00 each

Non-Profit Checking

  • Open with $200.00
  • No monthly service charge for daily balance of $300.00 or more
  • Under $300.00 daily balance the service charge will be $4.00 per statement cycle

SuperNow Business Checking Accounts

  • Same services offered to business customers as to individuals; however, under Federal guidelines, only proprietorships are allowed interest-bearing accounts with unlimited debits. Account analysis applies.

Money Market Savings Business Accounts

  • Same service offered to business customers as to individuals. Account analysis applies.

Savings Business Accounts

  • Same services offered to business customers as to individuals.

Other Services

VISA Business Debit Card

  • You love the convenience of a debit card for your personal account...why not have that same convenience for your business account? 
  • Simply fill out this application form and send it back to the bank. It’s that easy!

Vault Services

  • Services for large cash need customers—deposits and cash orders
  • Deposit processing…$25.00 per hour
  • Change orders…$1.25 per hour
  • Currency inventory fee…$.60 per $1,000.00

Wire Transfers

  • Customers only
  • Outgoing—Domestic…$18.00
  • Outgoing—International…$50.00
  • Incoming…Free

Collection Items

  • Outgoing and incoming item drafts…$15.00

MasterCard/Visa®

  • Merchant Service Application Fee…$50.00

Account Documentation

  • Account documentation revisions…$20.00

24 Hour Moneyline (817) 295-7603

  • Make account balance inquires…Free
  • Determine the last five transactions on your account
  • Verify social security deposits as well as other electronic funds or ATM transactions
  • Verify interest paid and earned information during tax time
  • Transfer between accounts…Free